UK international student insurance
Why do I need insurance?
Insurance gives you financial protection in case of medical emergencies, accidents or unforeseen problems when travelling. You will need comprehensive cover before you begin your trip abroad to study with Kaplan.
We want to make sure you’re covered when studying abroad. That’s why you must have suitable insurance in place for the full period of your course with us in the UK.*
What insurance do I need?
To study in the UK with Kaplan, any insurance you arrange must provide cover for the full duration of your studies in the UK and include:
- Travel insurance: Cover for travel to and from your home country at the start and end of your course.
- Medical emergency cover: This needs to be in place to pay for any emergency treatment not covered by the NHS. In particular this needs to include cover for repatriation to your home country in the event of a serious accident or illness. You will need cover of up to £2 million per event.
- Cancellation and curtailment cover: This is to repay the full cost of your trip, including the cost of your course fees, in the event that you or a close relative suffer an illness or accident which either prevents you from travelling to the UK or results in you finishing your course early to return home. You will need cover up to £5,000 for any non refundable trip costs, such as flights and accommodation, plus sufficient cover up to the cost of your course. For example, if your total course fees are £20,000, you will need cover in place of £5,000 + £20,000 in the event of cancellation or curtailment of trip.
EduTravel: UK student insurance offered by Kaplan International Pathways
We offer all students on UK courses EduTravel, a comprehensive insurance policy designed specifically for international students. EduTravel is a combined travel, health and academic insurance policy, designed to give you comprehensive cover, as well as added peace of mind.
EduTravel is provided in conjunction with leading UK insurance provider Howden, which has been insuring students for over 50 years. Kaplan is an appointed representative of Howden, and Edutravel is underwritten by Zurich Insurance Ltd., one of the largest insurers in the world.
To make it easier for you, if you decide to take the insurance, we will automatically add EduTravel to your course fees. If you’d like to use a different insurance provider, just show us proof that you have suitable cover when you accept your offer, and then we’ll be able to confirm your place.
How much does EduTravel cost?
Edutravel insurance is available in three different policy lengths, based on the duration of your studies with Kaplan. The premium varies by duration:
- Up to 6 months — £286
- 6–12 months — £565
- 12–24 months — £890
It is important that you are covered for the full duration of your studies with us, so you will only be able to choose the policy that corresponds to your course length. For example if your course is 10 months your premium will be £565.
What protection is included in EduTravel?
Your EduTravel policy will give you cover while you are staying in the UK, as well as on direct trips to and from your home country at the beginning and end of each academic term. You’ll also be covered on trips abroad that are a part of your course, and during leisure trips in Europe lasting up to 21 days in total.
Please note that Edutravel may not cover certain conditions, so please read the full policy carefully before deciding if it’s right for you. If you would prefer to receive a paper copy of the policy wording, would like a summary of EduTravel in another language, or if you have any other questions, please contact us.
For more information about our insurance policy for international students, download the EduTravel guide below.
Download useful information
(1.27MB, PDF)
*For students taking a degree preparation course delivered directly by the University of Bristol or University of Birmingham, insurance is not compulsory.